Blog

Compare ADR and court litigation in loan disputes. Learn how mediation, negotiation and conciliation help borrowers resolve issues faster, avoid stress and stop harassment, while understanding when litigation becomes necessary.

Farmers are struggling with rising debt, unstable crop prices, late rains, and constant recovery pressure. Loan waivers offer only temporary relief; long-term solutions lie in FPOs, insurance, financial literacy, and stronger government support to help farmers break free from the debt trap.

Learn how gold loans work, their hidden risks, and why pledging jewellery can lead to a debt trap. Understand repayment challenges and safer alternatives.

Discover the most common myths about credit card loan settlement in India. Learn what’s true, what’s misunderstood, and how settlement works with professional guidance.

Confused between loan restructuring and settlement? Understand when settlement may be a more practical option and how it helps during financial stress.

Learn simple repayment strategies to close a 15-year loan much faster. Step-up EMIs, lump-sum prepayments, and small extra payments can together cut years off your tenure.