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Recovery agent harassment often starts when emergencies meet zero savings. The ₹100 Rule is a simple daily habit that helps you build an emergency cushion, reduce borrowing, and protect yourself from financial stress.

After a fraud, panic often leads victims into dangerous recovery scams. This guide explains how to recover your money safely using legal channels and avoid falling into a second trap.

Debt settlement is not complete without proper documentation, and relying on verbal assurances can expose borrowers to legal risks. This article explains common post-settlement pitfalls, CIBIL errors, recovery calls, and why written settlement and closure letters are essential to legally close a loan and prevent future claims.

Facing business losses can be stressful and overwhelming. Learn how to stay calm, regain control, manage cash flow, renegotiate liabilities, and rebuild stability with practical steps after a business setback.

Understand how RBI guidelines protect borrowers from unethical recovery agents in India and what borrowers should know about respectful loan recovery practices.

Understand what personal loan resolution means, how the process works, and the simple steps borrowers in India can follow to manage repayment challenges.